2025: Unlock True Financial Freedom with Crown MoneyLife and Financial Peace University!

Financial Peace University, True Financial Freedom, and Crown Financial MoneyLife – let’s compare these options.

Hey there! Let’s dive in.

I just wrapped up three of the leading Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife.

These well-known programs all say they can help you manage your finances with a biblical approach. They each have their own unique approaches, using different teaching styles and philosophies.

In this post, I’m going to take a closer look at each program. I’ll break down the unique features, strengths, weaknesses, and what you actually get when you make a purchase.

I want to share the honest truth about these courses so you can figure out which one, if any, might be the right choice for changing your financial situation in a way that resonates with your beliefs. If you’re dealing with debt, working on building your wealth, or just looking to manage your money in a way that honors God, this comparison can really help you along the way.

Pricing

Program	Individual Pricing	Church/Group Pricing
Financial Peace University	$69.99	~$800 for 10 memberships
True Financial Freedom	$149 (often discounted to $74)	$48 per person for bulk, annual subscription from $750
MoneyLife	$29.95	No public bulk pricing

Beyond pricing, there are key differences in what each program offers.

Genuine Financial Freedom (SeedTime)

True Financial Freedom, brought to you by Bob and Linda Lotich from SeedTime, combines biblical insights with real-world money management tips. This program helps Christians develop the right mindset and provides them with the tools to reach financial freedom, all while making a lasting impact.

Let’s talk about the key features and benefits.

Teaching in a way that’s engaging and relatable, using real-life stories.

“Never 100” rule – a handy way to tweak your spending

“Straight A” strategy – a simple, automated financial plan

Creating a personalized blueprint that suits your unique situation.

What’s in the package?

Six on-demand video sessions, each about 60 minutes long.

Worksheets you can print out, handy tools, and calculators

Get access to the Real Money Budgeting course.

Hands-on activities and a workshop vibe

Here’s what we’ll cover in the course.

Hope and Vision – Biblical principles for achieving financial freedom

Design Your Blueprint – The “Never 100” rule for keeping your spending in check

Straight A Strategy – Make managing your finances easy with a straightforward system

Boost your earnings – Discover your talents for a higher income

Eternal Impact – Think of giving as an investment that lasts forever.

Multiply and enjoy! It’s all about smart investing for a lasting impact.

Financial Peace University by Ramsey Solutions

Financial Peace University (FPU), guided by Dave Ramsey, offers a straightforward way to manage your money. It really emphasizes getting rid of debt using the popular Baby Steps method.

Let’s chat about the key features and benefits!

Teaching style that’s full of energy and motivation

Let’s concentrate on tackling that debt and growing your wealth.

The debt snowball method is a great way to tackle your debt quickly.

A straightforward, organized plan for achieving financial peace

What do you get with this?

There are 9 video lessons that go over the 7 Baby Steps.

Access to lessons for a year

Three months using the EveryDollar budgeting app

One year of group financial coaching

Get a free one-on-one coaching session!

Hey there! So, I wanted to chat about this digital workbook.

Here’s what we’ll cover in the course.

Getting started with budgeting? Baby Step 1 is all about saving that $1,000 for your emergency fund!

Baby Step 2 – Using the debt snowball method to tackle your debt

Step 3: Set aside enough to cover 3 to 6 months’ worth of expenses.

Baby Steps 4-7 – Let’s chat about investing, saving for college, and building wealth.

Smart Spending – Keep those impulsive purchases in check!

Getting a grip on insurance – what you really need vs. what you can skip

Growing your wealth – Putting your money to work for a secure future

Buying and selling homes? Let’s talk about some mortgage wisdom!

Incredible Generosity – The impact of giving generously

MoneyLife (Crown Financial)

MoneyLife by Crown Financial really focuses on biblical teachings, putting spiritual principles front and center instead of just practical financial strategies.

Let’s chat about the key features and benefits.

In-depth biblical insights on handling finances

Keep your attention on God as the one who provides financial resources.

Personality assessments can really help in shaping your money habits.

Activities such as handing over ownership for a financial commitment to God

What do you get with this?

Ten video lessons you can take at your own pace.

MoneyLife Indicator financial check-up

Hey there! So, we’ve got some PDF readings, worksheets, and assignments lined up.

Prayer logs and spiritual exercises

Here’s what we’ll cover in the course.

Staying hopeful – Relying on God as our provider

Let’s talk about making a spending plan that really connects with your faith.

Let’s talk about getting rid of debt – exploring some biblical insights on achieving financial freedom.

Saving means being smart about how we use our resources.

Investing is all about building wealth over the long haul.

Great job – Discovering meaning through money

Living Generously – The happiness that comes from giving

Sharing the Wealth – Helping others learn about financial smarts

True Riches – Making sure our spending matches what we really need

Choosing to follow God’s financial path

Comparison Summary

Feature	True Financial Freedom	Financial Peace University	MoneyLife
Goal	Biblical framework + practical tools	Debt elimination + wealth-building	Biblical money management
Teaching Style	Warm, relatable, engaging	High-energy, intense	Academic, reading-heavy
Personalization	Custom money blueprint	Prescriptive step-by-step	Personality assessments
Best For	Christians seeking grace-filled financial wisdom	Debt-burdened individuals needing structure	Those wanting deep biblical financial teaching

Sharing my thoughts and suggestions

After trying out all three programs, I found that True Financial Freedom really changed my financial habits the most. Bob and Linda taught in a way that felt just like learning from good friends who really care. The “Never 100” and “Straight A” strategies really changed the game for me. They helped me automate my finances and boost my savings and giving.

If you’re looking to get out of debt quickly, Financial Peace University is a great option because it offers a straightforward, step-by-step approach.

If you’re looking to really explore financial stewardship from a biblical perspective, MoneyLife could be just what you need. Just keep in mind that it does take some time for reading and reflection.

If you’re after a mix of biblical insights and practical resources, True Financial Freedom really stands out as the top choice.

No matter what program you go with, the key thing is to take action. Putting your time into learning about finances can really help you manage your money in a way that honors God and leads to genuine financial freedom.